Supplemental Coverage

Get an Extra Layer of Protection With Supplemental Insurance

Is your existing health insurance plan giving you the complete protection you deserve? If you think you need another or more policies to help you offset high unexpected medical expenses, buying supplemental insurance coverage is the way to go.

Supplemental insurance plans are the type of plans that go beyond standard health insurance. Examples of these are vision and dental plans, long-term care plans, disability plans, and plans for critical illnesses like cancer and stroke.

Depending on the plan type, supplemental insurance can help pay for the many expenses not covered by your primary health insurance policy. It can even provide you with a lump-sum cash benefit that you can use to pay for food, medicines, utility bills, household assistance, or experimental treatments.

More reasons to consider supplemental coverage:

  • Supplemental insurance minimizes out-of-pocket medical expenses like copayments, coinsurance, and even high deductibles from your Affordable Care Act (ACA) plan.
  • Supplemental insurance comes in a wide range of coverages, helping you stay healthy while protecting your finances.
  • Supplemental insurance is cost-effective. With low premiums, you can already get peace of mind when a major health event strikes.
  • Most supplemental policies will pay the benefits directly to you, and you can spend the cash however you want.

Have more questions?

We Have You Covered at Your Insurance Advisor

With the constant increase of medical costs nowadays, you need nothing but complete financial protection. Your Insurance Advisor will help you find the right supplemental coverage from the many options and carriers out there. Our agents will assess your current health condition, income, career and family situation, and the health insurance policies you already have so you can easily choose which additional coverage to buy.

If you’re still unsure whether supplemental plans are necessary or not, we can also make things more straightforward for you. Our team of experts knows the ins and outs of supplemental insurance and can explain each plan, including its benefits and limitations (what they don’t cover).

Your Insurance Advisor can assist you with any of these supplemental health insurance products:

  • Critical Illness Insurance
  • Heart Attack and Stroke Insurance
  • Lump-Sum Cancer Insurance and Cancer Treatment Insurance
  • Accident Insurance
  • Accidental Death and Supplemental Accident Plans
  • Vision and Dental Insurance (adults & children)
  • Hospital Indemnity Insurance
  • Whole Life Insurance

To learn more about supplemental insurance and see if it’s for you, don’t hesitate to contact us at 573-355-4803. We serve clients in and around SERVICE AREAS HERE.